Toegang tot banken

Als je nodig hebt een API om toegang te krijgen tot Banco Santander, Caixabank of een bank op afstand, onze API maakt het mogelijk, synchroon en altijd met respect voor een consistent responsschema.

De gebruikelijke API's, gebaseerd op Psd 2, zijn beperkt tot toegang tot alleen zichtrekeningen (betaalrekeningen volgens de PSD2-nomenclatuur) voor banken in de Europese Unie. In het geval van Wealth Reader zijn er geen geografische of producttypologische beperkingen. We hebben de nodige ervaring om robuuste connectoren te creëren en te onderhouden die volledige en gedetailleerde toegang tot alle financiële producten garanderen en toegang tot elke entiteit in Spanje, of buiten Spanje, is geen probleem.

De financiële producten waartoe wij toegang verlenen omvatten: saldi en transacties, evenals IBAN en rekening-courantbezit; informatie over de positie, transactie en eigendom van creditcards en betaalpassen; details van ontvangstbewijzen voor automatische incasso onder SEPA-mandaat, inclusief gegevens van de betaler en het respectieve PDF-bestand; contractvoorwaarden, eigendoms- en aflossingstabel voor leningen; samenstelling en transactieactiviteit van beleggingsportefeuilles, met inbegrip van ISIN-, MIC- en DGS-codes, indien van toepassing; en voorwaarden, verzekeringnemers en verzekeringsdekking gecontracteerd.

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