Accès aux banques

Si vous avez besoin une API pour accéder à Banco Santander, Caixabank ou une banque distante, notre API permet de respecter de manière synchrone et toujours un schéma de réponse cohérent.

Les API habituelles, basées sur DSP2, sont limitées à l’accès aux seuls comptes courants (comptes de paiement selon la nomenclature PSD2) des banques de l’Union européenne. Dans le cas de Wealth Reader, il n’y a pas de limites géographiques ou typologiques de produits. Nous avons l’expérience nécessaire pour créer et maintenir des connecteurs robustes qui garantissent un accès complet et détaillé à tous les produits financiers et l’accès à toute entité en Espagne, ou en dehors de l’Espagne, n’est pas un problème.

Les produits financiers auxquels nous donnons accès comprennent : les soldes et les transactions, ainsi que la propriété de l’IBAN et du compte courant ; informations sur la position de la carte de crédit et de débit, les transactions et la propriété; les détails des recettes de prélèvement dans le cadre du mandat SEPA, y compris les détails du payeur et le fichier PDF respectif ; les conditions de passation des marchés, la propriété et le tableau d’amortissement des prêts; la composition et l’activité transactionnelle des portefeuilles d’investissement, y compris les codes ISIN, MIC et DGS, le cas échéant; et les conditions, les assurés et la couverture d’assurance contractée.

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