Accesso alle banche

Se hai bisogno un'API per accedere a Banco Santander, Caixabank o una banca remota, la nostra API lo rende possibile, in modo sincrono e sempre nel rispetto di uno schema di risposta coerente.

Le solite API, basate su PSD2, sono limitati all'accesso ai soli conti correnti (conti di pagamento secondo la nomenclatura PSD2) per le banche dell'Unione Europea. Nel caso di Wealth Reader, non ci sono limitazioni geografiche o di tipologia di prodotto. Abbiamo l'esperienza necessaria per creare e mantenere connettori robusti che garantiscano un accesso completo e dettagliato a tutti i prodotti finanziari e l'accesso a qualsiasi entità in Spagna, o al di fuori della Spagna, non è un problema.

I prodotti finanziari a cui forniamo accesso includono: saldi e transazioni, nonché IBAN e proprietà del conto corrente; informazioni sulla posizione della carta di credito e di debito, sulle transazioni e sulla proprietà; dettagli delle ricevute di addebito diretto nell'ambito del mandato SEPA, compresi i dettagli del pagatore e il rispettivo file PDF; tabella delle condizioni contrattuali, della proprietà e degli ammortamenti per i prestiti; composizione e attività transazionale dei portafogli di investimento, compresi i codici ISIN, MIC e DGS, se applicabili; e condizioni, assicurati e coperture assicurative contrattate.

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