Доступ к банкам

Если вам нужно API для доступа к Banco Santander, Caixabank или удаленному банку, наш API делает это возможным, синхронно и всегда соблюдая последовательную схему ответа.

Обычные API, основанные на ПСД2, ограничены доступом только к текущим счетам (платежным счетам в соответствии с номенклатурой PSD2) для банков в Европейском Союзе. В случае с Wealth Reader нет географических ограничений или ограничений по типологии продуктов. У нас есть необходимый опыт для создания и поддержки надежных коннекторов, которые гарантируют полный и подробный доступ ко всем финансовым продуктам, и доступ к любой организации в Испании или за ее пределами не является проблемой.

Финансовые продукты, к которым мы предоставляем доступ, включают: балансы и транзакции, а также IBAN и владение текущим счетом; информация о позиции кредитной и дебетовой карты, транзакциях и владельце; сведения о квитанциях о прямом дебетовании в соответствии с мандатом SEPA, включая данные плательщика и соответствующий PDF-файл; условия заключения договоров, право собственности и таблица амортизации кредитов; состав и транзакционная деятельность инвестиционных портфелей, включая коды ISIN, MIC и DGS в зависимости от обстоятельств; а также условия, страхователи и страховое покрытие.

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