Zugang zu Banken

Wenn Sie brauchen eine API für den Zugriff auf Banco Santander, Caixabank oder eine entfernte Bankmacht es unsere API möglich, synchron und immer unter Einhaltung eines konsistenten Antwortschemas.

Die üblichen APIs, basierend auf PSD2, sind auf den Zugriff auf Girokonten (Zahlungskonten gemäß der PSD2-Nomenklatur) für Banken in der Europäischen Union beschränkt. Im Fall von Wealth Reader gibt es keine geografischen oder produkttypologischen Einschränkungen. Wir verfügen über die notwendige Erfahrung, um robuste Konnektoren zu erstellen und zu pflegen, die einen vollständigen und detaillierten Zugang zu allen Finanzprodukten garantieren, und der Zugang zu jedem Unternehmen in Spanien oder außerhalb Spaniens ist kein Problem.

Zu den Finanzprodukten, zu denen wir Zugang gewähren, gehören: Guthaben und Transaktionen sowie IBAN und Kontokorrentbesitz; Kredit- und Debitkartenposition, Transaktions- und Eigentumsinformationen; Angaben zu Lastschriftbelegen im Rahmen des SEPA-Mandats, einschließlich der Angaben zum Zahler und der jeweiligen PDF-Datei; Vertragsbedingungen, Eigentums- und Tilgungstabelle für Darlehen; Zusammensetzung und Transaktionsaktivität von Anlageportfolios, einschließlich ISIN-, MIC- und DGS-Codes, soweit zutreffend; und Bedingungen, Versicherungsnehmer und vertraglich vereinbarter Versicherungsschutz.

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