One Integration, All Banks

Dig deeper with the power of our Bank Aggregation API

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A single connector for extracting data from any entity.


Maximum security

Audited by third-party companies. ISO-27001 certified by AENOR.


Connectors with the world's leading banks and asset managers

With the commitment to connect in days any entity that is outside the current catalogue.


in-house product development in Spain

Support from Spain, with very demanding SLAs.

Frequently asked questions

"Open banking" refers to the system in which banks and other entities share their data with third parties through APIs, with the customer's prior consent. Open banking is based on several Premises:

  • Client Control: Customers have the right to access and control their own bank details. Which means they can give their consent to third parties, such as fintechs or other banks, to access your data in order to provide services based on that information.
  • Interoperability: Banks offer standardised APIs that allow banks to Developers, build applications and services.
  • Innovation: With wider access to banking data, businesses They can develop new products and services that were not possible before. For example: better wealth reporting dashboards, transfer of totally neglected investment portfolios or More accurate scoring of persons and companies.
  • Competence: By opening up access to data, competition increases across all sectors of the economy, starting with the financial sector.
  • Safety: Despite the openness, the APIs meet strict standards of safety.

Many countries adopt or improve open banking regulations. In Europe, for example, the Second Payment Services Directive (PSD2) It is a regulation that obliges the banks to open up access to their data to third parties and PSD3 is already in the works.

"Open Banking" the "PSD2" are related and often used in similar contexts, but there are clear differences between the two concepts. While Open Banking is a general concept promoting the sharing of banking data and access to financial services; PSD2 is a regulated and specific implementation of this concept within the Union European. PSD2 can be considered a form of Open Banking, but not all Open Banking models are PSD2.

Open Banking APIs work in the same way as other APIs in terms of their structure. Documentation and development tools. Standards are used to ensure ease of use of use.

In the Wealth Reader you'll find the documentation in OpenAPI v3 (Swagger), which describes all available endpoints, their parameters, expected responses, and examples of requests and responses, along with a Widget integration guide that Simplifies displaying the entity picker and consent collection. All customer registrations are accompanied by a technical onboarding from Spain

We have established agreements with several leading tools in the field of reporting and investment portfolio management. If your company is part of these tools, we encourage you to get in touch with us. You'll be able to access our API and get started to provide your customers with an automatic entity data extraction service Financial.

The Wealth Reader API is capable of retrieving the entire picture, including all banking products with an exceptional level of detail. This makes it a suitable choice for addressing other use cases beyond the scope of PSD2. For example, to carry out the transfer of investment portfolios or to enrich the information in the accounting management of the enterprises.

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