The same connector for extracting data from any entity.


Maximum security

Team with experience in regulated environments, such as PSD2, by Banco de España and FCA. Audited by third parties enterprises. In the process of ISO-27001 approval.


Connectors on the Roadmap

Connection with the main banks and managers in the world.


workforce in Spain

Support from Spain with very demanding SLAs.

Frequently asked questions

"Open banking" refers to the system in which banks and other entities share their data with third parties through APIs, with the customer's consent. Open banking is based on several premises:

  • Customer control: Customers have the right to access and control their own data Bank. Which means they can give consent to third parties, such as fintechs or other banks, For what access your data in order to provide services based on that information.
  • Interoperability: Banks offer standardized APIs that allow Developers Build applications and services.
  • Innovation: With wider access to banking data, businesses can develop New products and services that were not possible before. For example: better reporting dashboards patrimonial Transfer of totally unattended investment portfolios or more accurate scoring of persons and companies.
  • Competence: By opening up access to data, competition increases across all Sectors of the economy, starting with the financial sector.
  • Safety: Despite the openness, APIs meet strict standards of safety.

Many countries adopt or improve open banking regulations. In Europe, for example, the Second Payment Services Directive (PSD2) It is a regulation that obliges banks to open the Access to your data to third parties and PSD3 is already being worked on.

"Open Banking" the "PSD2" are related and often used in Contexts similar, but there are clear differences between the two concepts. While Open Banking is a general concept that promotes the sharing of bank data and access to financial services, PSD2 is a regulated and specific implementation of this concept within the European Union. PSD2 can be considered a form of Open Banking, but not all models of Open Banking is PSD2.

Open Banking APIs work in the same way as other APIs in terms of their structure, documentation and Development tools. Standards are used to ensure ease of use.

In the API of Wealth Reader you will find the documentation in OpenAPI v3 (Swagger), which Describes All endpoints available, their parameters, expected responses, and examples of requests and responses, along with A guide of integration of a Widget that simplifies the display of the selector of entities and the collection of the consent. All the Customer registrations are accompanied by a session of technical onboarding from Spain

We have established agreements with several leading tools in the field of wealth reporting and management of Investment portfolios. If your company is part of these tools, we encourage you to put yourself in Contact we. You can access our API and start providing your customers with an extraction service of automatic data from Financial institutions.

The Wealth Reader API is capable of retrieving the entire photo, including all products banking with a level of exceptional detail. This makes it a suitable choice to address other more use cases. Beyond reach of PSD2. For example, to carry out the transfer of investment portfolios or to enrich the information in the accounting management of companies.

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